Burn rate
€1,121 / month
3 month average
Net
Gross
€20k€15k€10k€5k€0
OctNovDecJanFebMar
Insights That Earn, Not Cost.
One dashboard. Every transaction, category, and trend. So you always know exactly where your capital is, where it is leaking from, and where it should go next.
+5% capital efficiency
Real-time insights
Predictive scaling
Automated reconciliation
Multi-bank visibility
Before HUSK, managing our finances was a constant battle with endless spreadsheets and a single bank card. Now, with their flexible card programs and clear insights, we finally have a unified view of our spending. It is saving us significant time and gives us the control we need to truly focus on our growth.
–
Matthias Baert
Сo-founder, Marple
Audit your efficiency in real time.
‘Wait and see’ is a death sentence. Track burn rate, monitor cash flow, and know your exact runway, all in real time.
Frequently asked questions.
Quick answers to questions you may have.
Are financial insights available on all plans?
No. Financial insights are available on paid plans only (Startup and Growth).
How does Husk help with cash flow?
By using Husk corporate cards, you can make payments today and settle the balance up to 30 days later. This extends your effective payment terms and helps you better align outgoing expenses with incoming revenue, improving your overall cash flow position without taking on a loan. Combined with real-time visibility across all connected accounts, you can monitor your cash position daily and make faster, more informed financial decisions.
Why are some of my accounts not showing in insights?
Insights are only available for connected bank accounts. Under PSD2, open banking connections are only available for operational bank accounts. Savings accounts and certain account types are not subject to this requirement and cannot be connected. If an account is not available to connect, Husk cannot provide insights on it. We recommend connecting all your operational accounts for the most accurate financial picture.
How is Runway calculated?
Runway = Total Balance divided by Monthly Burn Rate. For example, if you have €100,000 in total balance and a monthly burn rate of €20,000, your runway is 5 months.
How is Burn Rate calculated?
Net Burn Rate is calculated as your net cash outflows (total expenses minus total income) over a specific period, averaged over the past 3 months. For example, if you spent €50,000 and earned €30,000 in a month, your monthly burn rate is €20,000.
What financial insights does Husk provide?
Husk displays the following across your connected bank accounts and card transactions. Total Balance is the sum of all available funds across your connected bank accounts at any point in time. Cash Flow shows the movement of money in and out of your business over time, broken down by incoming and outgoing cash. Burn Rate shows how quickly your company is spending money, calculated as net cash outflows averaged over the past 3 months to smooth outliers. Runway shows how long your current cash reserves will last at your current burn rate, calculated by dividing Total Balance by monthly Burn Rate. Finally, Spending breakdowns show your spend by category (e.g. travel, software, marketing) and by merchant, with filters for card transactions, bank payments, or both combined. Note that Husk does not provide financial advice. Use these insights to inform your own decisions.